Definition

Decisions are graded by results alone rather than by the quality of the process that produced them.

Example

A trader labels a high-risk, poor-process trade as "good" simply because it made money during a favourable market swing. Conversely, a disciplined trade that followed all rules is dismissed as "bad" because it happened to lose. Learning becomes distorted because evaluation is tied to P&L, not process.

Cognitive Driver

The mind substitutes the clarity of hindsight for the uncertainty present at decision time. When an outcome is known, it becomes a shortcut for assessing the decision. This collapses the distinction between skill and luck, damaging the ability to refine processes.

Market Expression

Trades that worked are over-credited. Trades that lost are discarded entirely, even if they were process-aligned. Review cycles focus on P&L instead of whether the decision was consistent with the framework. Position sizing drifts because perceived "good" trades are given more weight regardless of their underlying quality.

Trigger Conditions

  • Markets with high noise-to-signal ratio
  • Event-driven periods where outcomes hinge on low-probability tails
  • Environments where teams emphasise P&L over decision quality
  • High-stakes decisions where outcomes feel personal
  • Infrequent or weak process documentation

Diagnostic Markers

  • Review notes dominated by P&L commentary
  • Good outcomes retroactively framed as good decisions
  • Lack of interest in analysing lucky wins
  • Quick dismissal of framework-consistent losing trades
  • Over-sizing based on a handful of favourable outcomes

Cost Profile

  • False learning loops driven by randomness
  • Miscalibrated confidence in strategies or signals
  • Overexposure to high-variance ideas
  • Weak process discipline and rising behavioural drift
  • Inability to improve because feedback is tied to luck

Differentiation From Adjacent Biases

  • Not hindsight bias: hindsight distorts predictability; outcome bias distorts decision evaluation.
  • Not self-attribution bias: self-attribution explains successes as skill; outcome bias judges decisions by results.
  • Not confirmation bias: outcome bias substitutes results for evidence, not narratives for evidence.

Corrective Lens

Evaluate decisions strictly based on what was known at the time. Store pre-trade rationale, scenarios, and risk assessments so reviews compare outcome-independent process quality. Use probabilistic scoring and expected-value frameworks to separate skill from variance and build a cleaner learning loop.